0%
Active monthly utilization across NuvioLife groups.
Source: NuvioLife platform telemetry · Q1 2026
A benefits plan your team will actually use.
Group benefits as software. Built in Canada for employers from 2 to infinity, five wallet types, app-first claims, and a renewal you'll actually look forward to.
Built For
Canadian Employers, From 2 Employees To Infinity
967 services5 wallet typesPIPEDA + CRA aligned
Avg Savings
23% In Annual Savings Year Over Year
vs previous carrier plans, like-for-like coverage
Setup Time
4 Days From Initial Contact To Company Wide Deployment
From signed contract to first claim
The proof
Real numbers. Real claims.
Five things you can verify the second you talk to a customer, not five vague slogans on a slide.
0h
Median time from receipt upload to reimbursement deposit.
Across 12,400 claims processed · Jan–Mar 2026
0%
Average cost reduction vs. previous carrier plans, like-for-like coverage.
Customer reported · n=46 switches in 2025
eNPS +42
Employees rate NuvioLife higher than every other workplace benefit they've used. We measure quarterly.
2,800 responses · Mar 2026
0.0x
More benefits dollars actually claimed by employees vs. their previous plan, they finally know what's there.
Same employees · year-over-year cohort study
The pivot
Benefits stopped being a perk. They're now a retention lever.
We started NuvioLife because legacy carriers were charging more every year for less, and treating your finance team like a claims department. Your people want flexibility; your CFO wants forecastability. Both are overdue.
Legacy benefitsInsurance-first.
Insurance-first.
Built for adjusters.
- Static plans renewed annually with double-digit hikes
- PDF claim forms, mailed receipts, 4–6 week reimbursements
- Generic coverage that ignores how a 28-yr-old uses benefits differently than a 52-yr-old
- HR spends 6+ hours/month on enrollment and claim escalations
- Renewal is a black box; rate increases land 30 days before effective
NuvioLifeSoftware-first.
Software-first.
Built for your people.
- Five wallets, HSA, LSA, PSA, WFH, FIN, each employee directs their own dollars
- Phone-camera receipt → reimbursed in 48 hours, often same day
- Personalized: gym, therapy, eyewear, parental, daycare, they choose
- HR dashboard: live cost forecasting, no surprise renewals
- You set the budget. Every dollar is visible, accountable, and stays with the company if unspent
5 wallets · 1 platform
Comprehensive coverage, infinite possibilities.
Mix and match from five purpose-built wallets, 46+ categories, and 967+ services. Configure once, edit anytime, and let employees spend in the buckets that fit their life.
HSA · WALLET
Health Spending Account
Tax-free, employer-funded coverage for everyday health expenses, no insurer in the middle, no use-it-or-lose-it.
- Prescriptions, dental, vision, paramedical
- Mental health, hospital, vaccinations
- Dependents and spouses included
- Auto-adjudicated against CRA categories
Cashflow that bends, doesn't snap
Take control of your cashflow.
Pre-fund monthly
Drip-feed wallets each month, predictable cashflow, no annual lump sum.
Just-in-time funding
Wallets pull from your account only when a claim clears. Nothing sits idle.
Defer rollovers
Unspent balances roll into next year on your terms, funds you don't spend stay yours.
Cashflow flexibility
Load your wallet with the cards and banks you already use.
Employer setup
Live in 4 steps. Same week.
No insurance broker, no paperwork, no implementation team. You configure the plan, fund it, invite your team, and approve claims, all from one dashboard, in days not months.
Build your plan
Pick wallets (HSA, LSA, PSA, FIN, WFH), set allowances, and split eligibility by department, role, or tenure, all in a single visual builder.
Fund the wallets
Load funds by credit card, e-transfer, or wire, one-time, scheduled, or top-up on demand. No insurer float, no surprise reconciliations.
Invite your team
Bulk-import by CSV or SSO. Employees and dependents get instant in-app access, no welcome packets, no paper enrollment forms.
Approve & track
Auto-approval rules clear most claims in under 4 hours. Real-time dashboards show usage, spend, and category breakdowns the moment they happen.
Customize on the fly
Tailor every wallet to every cohort.
- By department
- By role
- By tenure
- By plan year
Employee experience
Your team will actually use this one.
One app. Real-time wallet balances, claims that submit in seconds, and coverage for the whole household, built so people stop saving receipts in a shoebox.
HSA · WalletResets Dec 31
$0
of $2,500 available this year
$0 spent0% remaining
Submit in seconds.
Snap a receipt. Pick a category. Done.
Everyone gets an account.
Spouse · Kids · Eligible dependents
No per-seat fee. No extra paperwork.
Coverage
0+
eligible services
Across 46+ categories, from physio to mental health to home-office gear.
Get paid your way.
- Direct deposit
- Mobile wallet
- Payroll integration
Our team uses NuvioLife more in a month than they used the old plan in a year.
HR Director, Vancouver tech firm
46+ categories · 967+ services
Coverage that actually fits your life.
A continuously expanding catalog of eligible services across health, wellness, learning, family, and work, vetted against CRA, PHSP, and IRS rules where applicable.
0+Categories
0+Services
0Wallets
Trusted by Canadian businesses of all sizes
From 2-person studios to large organizations with no cap.
Plays nice with your stack
Common questions
Everything employer‑side, before you ask.
The questions our finance and HR buyers ask in the first call. If yours isn't here, the team will answer it within one business day.
In Canada, properly-administered HSA reimbursements for eligible medical, dental, and vision expenses are non-taxable benefits to the employee under CRA Private Health Services Plan (PHSP) rules. NuvioLife is built end-to-end around those rules so every approved claim flows through tax-free.
Live employer dashboard, claims, wallets, and audit exports in one place.
Pricing
Pay only for what you actually use.
No premium, no broker, no surprises. Fund the wallet, claims clear automatically, and unspent balance stays with the company.
Free Starter
Great for small teams looking for flexible benefits.
$0/mo
- $0 monthly platform fee
- 10% claims administration fee
- Up to 30 employees
- 1× custom benefit plan
- Claims approved in 24 hours
- Custom wallet coverage
Premium
Robust features and flexibility for growing teams.
$29.95/mo
- 10% claims administration fee
- $4 per active employee / month
- Up to 100 employees
- 3× custom benefit plans
- Claims approved in 4 hours
- Dedicated dependent portal
Business
Full benefits and powerful tools for established teams.
$299.99/mo
- 8% claims administration fee
- $19.99 per active employee / month
- Unlimited employees
- 5× custom benefit plans
- Claims approved in 30 min
- Corporate allowance portal
Made to grow with your needs. From 2 to infinity employees, same platform, same predictable cost.
Talk to sales →Get in touch
Or just talk to a human.
We'll reply within one business day, usually the same day. Tell us a little about your team and what you're trying to fix.
- info@nuviolife.com
- Phone
- 1-800-891-8093
- Office
- 333 Seymour Street, 8th Floor
Vancouver, BC V6B 5A6