What's new
A new wallet for retirement, savings, and education contributions. Live Q3 2026.
What's new
Latest from the NuvioLife blog.
Replace a renewal-driven dental and extended health plan with a Health Spending Account that pays out only on what your team actually claims. CRA-aligned under Section 118.2. Zero waste, zero rate-hikes, zero surprises.
Tax-free reimbursement · auto-adjudicated
No 90-page benefits booklet. Each category is configurable per plan and eligibility is checked at submission, your team sees exactly what they can spend on, in their wallet.
The category employees claim hardest and traditional plans cap soonest. Open it up, therapy, counselling, eligible mental wellness apps.
Hands-on treatment your team uses every month, the categories where traditional plans are stingiest.
The traditional core of any group plan, with no use-it-or-lose-it caps and no annual coverage shrink.
The line items that separate a real benefit plan from a glossy brochure.
The boring-but-essential layer. We handle the bookkeeping so payroll, T4 reporting, and source-deductions stay clean.
HSA reimbursements flow to employees tax-free, and employer contributions are a deductible business expense. NuvioLife handles eligibility checks, receipts, audit trails, and provincial tax handling (GST/PST/HST) automatically, no spreadsheet, no broker.
CRA Section 118.2 medical expense alignment is built into every claim adjudication. Eligible expenses follow the federal medical expense list, and we keep your audit trail at long-term retention so you stay compliant without lifting a finger.
Pulled from real demos with Canadian HR leads and founders. Find the one that resembles your team, odds are this wallet was designed with you in mind.
Replace a traditional dental + extended health plan entirely. Set a per-employee budget, fund as cashflow allows, and only spend on real claims, no premium escalator, no rate hike at year three.
Keep an existing Sun Life or Manulife plan for LTD or core dental, and use the HSA as the flexible spending layer. Pay-as-utilized contains cost while giving the team modern flexibility.
Fund your HSA wallet by credit card, EFT, or Interac e-Transfer, on a recurring schedule or on demand. No insurer billing, no premium escalator, and you only fund what you allocate.
Every wallet shares the same dashboard, funding rail, and security posture. See the HSA sit alongside the four other wallets on the employer pillar page.
Five answers built from real demos with Canadian HR teams, CFOs, and founders. If yours is not here, the demo button is.
Book a demo and we'll walk your team through the HSA configuration, category caps, and the live dashboard. Or jump straight into the plan builder and design it yourself.