HSA & Group Benefits Pricing
Transparent HSA pricing for Canadian employers, only pay for what they actually use.
No premiums, no broker margin, no surprises. Fund the wallet, claims clear automatically, and any unspent balance stays with the company at year-end.
Free Starter
$0/mo
Free for small teams. 10% claims administration fee on reimbursed amounts.
What's included
- Team Size
Up to 30
- Setup Fee
$0
- Spending Wallets
All 5
- Custom Benefit Plans
1×
- Total Claim Processing Time
24 hours
- Claims Adjudication Fee
10%
- Support
24hr Email
- Load Via EFT and E-Transfer
- CRA-Compliant PHSP
- Auto-Approval Engine
- PIPEDA + SOC 2 Controls
- Location & Department
- Multi-Plan Segmentation
- Dedicated Dependent Portal
- Corporate Allowance Portal
- Achievements
- Load Fund Via Credit Cards
- Payroll Integrations
- SFTP / CSV / API Access
- Dedicated Account Manager
Most popular
Premium
$29.95/mo + $4/employee
Robust features and flexibility for growing Canadian teams.
What's included
- Team Size
Up to 100
- Setup Fee
$0
- Spending Wallets
All 5
- Custom Benefit Plans
3×
- Total Claim Processing Time
4 hours
- Claims Adjudication Fee
10%
- Support
12hr Email + Live Chat
- Load Via EFT and E-Transfer
- CRA-Compliant PHSP
- Auto-Approval Engine
- PIPEDA + SOC 2 Controls
- Location & Department
- Multi-Plan Segmentation
- Dedicated Dependent Portal
- Corporate Allowance Portal
- Achievements
- Load Fund Via Credit Cards
- Payroll Integrations
- SFTP / CSV / API Access
- Dedicated Account Manager
Business
$299.99/mo + $19.99/employee
Full benefits and powerful tools for established teams.
What's included
- Team Size
Unlimited
- Setup Fee
$0
- Spending Wallets
All 5
- Custom Benefit Plans
5×
- Total Claim Processing Time
30 min
- Claims Adjudication Fee
8%
- Support
1hr Email + Live Chat + Phone
- Load Via EFT and E-Transfer
- CRA-Compliant PHSP
- Auto-Approval Engine
- PIPEDA + SOC 2 Controls
- Location & Department
- Multi-Plan Segmentation
- Dedicated Dependent Portal
- Corporate Allowance Portal
- Achievements
- Load Fund Via Credit Cards
- Payroll Integrations
- SFTP / CSV / API Access
- Dedicated Account Manager
FAQ
Common questions from Canadian employers
In Canada, properly-administered HSA reimbursements for eligible medical, dental, and vision expenses are non-taxable benefits to the employee under CRA Private Health Services Plan (PHSP) rules. NuvioLife is built end-to-end around those rules so every approved claim flows through tax-free.
Our Free Starter tier covers up to 30 employees with a $0 monthly platform fee. You only pay the 10% claims administration fee on what is actually reimbursed, so the platform stays free until your team grows.
No premiums, no use-it-or-lose-it, no broker margin sitting between you and your team. You fund the wallet directly, employees claim against it, and any unspent balance stays with you at year-end. Less middlemen, more coverage per dollar.
PIPEDA-compliant data handling, CRA-aligned PHSP wallet rules, AML/KYC checks on fund transfers, and SOC 2 controls on the platform itself. Audit-ready CSV and PDF exports are available to admins at any time, no support ticket required.
Yes, you can split coverage by department, role, tenure, location, or any custom dimension you define. Each plan has its own wallets, limits, and eligibility rules, all managed from the same admin dashboard.
Auto-approval on in-policy claims averages under 12 seconds end to end. Anything flagged for review goes to a real human reviewer with a same-business-day SLA, most are resolved in a few hours.
