Submit a claim. Get reimbursed in hours.
No expense reports. No paper forms. No waiting weeks for reimbursement. The whole process takes about 90 seconds - here's exactly how it works.
- 2 min read
- For NuvioLife plan members
- No app-store install required
Three steps. Under two minutes. Done.
Upload your invoice
Tap Submit A Claim, snap a photo of your receipt, or drop in a PDF. Multi-page invoices upload in one go.
- Native camera on mobile, drag-and-drop on the web portal.
- JPG, PNG, and PDF formats accepted, including multi-page invoices.
- You have 12 months from the date of expense to submit.

Pick the coverage and amount
NuvioLife shows the wallets your plan gives you access to. Pick the one that covers the expense, enter the provider and amount, and you're done.
- Eligible wallets are pre-filled from your plan (HSA, LSA, PSA, FIN, WFH).
- Enter the provider, coverage plan, and total amount - the form auto-saves.
- Optionally add notes or attach the claim to a dependent (spouse, children).

Get approved and reimbursed
NuvioLife checks eligibility against your plan in real time. You see the full breakdown - employer share, any fees, your reimbursement - before you confirm.
- Real-time coverage check: “You’re covered” appears the moment the claim is eligible.
- Full breakdown shows employer contribution and any platform fees up front.
- Funds arrive by EFT or Interac e-Transfer, typically within hours of approval.

Compared to carriers: 5–10 business days at Sun Life (carrier-published turnaround, checked Jul 2026). 1–3 days at myHSA. NuvioLife: in hours.
Want this for your team?
Book a 20-minute tour. We'll show you the same flow on a real NuvioLife plan and answer any compliance questions you have for your business.