Health Care Spending Account(HCSA)
An insurer-branded term for an employer-funded benefit account that reimburses CRA-eligible medical expenses - the same product as a Health Spending Account (HSA) or Private Health Services Plan (PHSP). Insurers like Sun Life, Manulife, and Canada Life typically offer HCSAs as a component within a larger group insurance package. The underlying CRA rules are identical regardless of the label used.
← HSA & Benefits GlossaryWalk through the three paths with us.
We'll look at your team size, ages, and current plan, then map you to the path that fits, and coordinate the insurance side with your broker (or refer one if you don't have one yet).
- 01Map your headcount and demographics
- 02Match to the right path (or combo)
- 03Loop in your broker, or refer one
- 04Wallet stack fully deployed in 4 days
- Plan-design walkthrough, no slide deck
- Works alongside your existing broker
- No card, no commitment to start
Talk to a Canadian sales specialist · 1.800.891.8093
