Reference guide
Administrative Services Only(ASO)
A group benefits funding model where the employer self-insures and pays actual claims directly, with an insurer or third-party administrator handling only plan administration (reviewing claims, managing reimbursements, maintaining documentation). An HSA/PHSP is inherently an ASO model: the employer funds the plan, bears the cost of claims, and pays no pooled premiums to an insurer.
← HSA & Benefits Glossary
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We'll look at your team size, ages, and current plan, then map you to the path that fits, and coordinate the insurance side with your broker (or refer one if you don't have one yet).
- 01Map your headcount and demographics
- 02Match to the right path (or combo)
- 03Loop in your broker, or refer one
- 04Wallet stack fully deployed in 4 days
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