NuvioLife
HSA Wallet · Tax-free
Reimbursements are tax-free in Canada (except Quebec)

Your tax-free wallet for medical, dental & paramedical.

The HSA is the foundation of your benefits. CRA-recognized under Section 118.2, reimbursed tax-free, and stretches further than the dental + extended health caps you're used to.

See how claims work →
What people actually claim

Real receipts. Real reimbursements.

Here's what other NuvioLife members claim against their HSA wallet most often.

  • Dental cleaning

    Dr. Roberts DDS

    $220
  • Prescription glasses

    Clearly.ca

    $340
  • RMT massage

    Holistic Health Co.

    $120
  • Therapy session

    Inkblot Therapy

    $180
  • Physiotherapy

    Local Physio Clinic

    $95
  • Prescription refill

    Shoppers Drug Mart

    $48
What's covered

The full HSA coverage list.

Every category your employer can fund inside the Health Spending Account. The in-app coverage lookup checks specific items in real time.

600+
eligible HSA expenses

Dental, vision & prescriptions

The traditional core of any group plan, but without the annual coverage shrink or use-it-or-lose-it caps.

  • Dental cleanings, fillings & restorations
  • Orthodontics (braces, Invisalign)
  • Eye exams, prescription glasses, contacts, LASIK
  • Pharmacy receipts

Mental health & therapy

The category employees claim hardest and that traditional plans cap soonest.

  • Therapy & counselling sessions
  • Psychologists, social workers
  • Eligible mental wellness apps
  • Couples & family therapy

Practitioner & paramedical

Hands-on treatment your body actually uses every month.

  • Massage therapy (RMT)
  • Physiotherapy
  • Chiropractic & acupuncture
  • Naturopathic care

Equipment & hospital

The harder-to-fund line items that separate a real plan from a brochure.

  • Medical equipment & mobility aids
  • Diagnostic tests
  • Hospital fees
  • Out-of-province care
Reimbursements are tax-free in Canada (except Quebec)
Tax treatment, explained

How it shows up at tax time

HSA reimbursements come back to you tax-free under CRA Section 118.2. You don't report them as income, they show up in your bank account or e-Transfer inbox at the full amount you submitted.

CRA alignment

Eligibility follows the federal medical-expense list. The app checks every receipt before submission, so you know it qualifies before you tap "submit".

Wallet FAQ

Quick answers about your HSA wallet.

No. HSA reimbursements come back to you tax-free under CRA Section 118.2 (except in Quebec, where tax treatment varies). You do not need to declare them as income on your tax return.

Still wondering? The fastest way to get NuvioLife at your company is to forward this page.