RRSP contribution
Wealthsimple
$400
FIN Wallet · Unique to NuvioLife
Tax treatment varies by category (the app handles it)
Your wallet for the financial moves that matter.
RRSP, TFSA, RESP, FHSA contributions. Financial planning sessions. Debt management. Charitable giving. The wallet your employer can fund that no other Canadian benefits platform offers.
What people actually claim
Real receipts. Real reimbursements.
Here's what other NuvioLife members claim against their FIN wallet most often.
FHSA contribution
TD FHSA
$300CFP session
Local advisor
$250Charitable match
CanadaHelps
$100RESP contribution
RBC RESP
$200Tax prep service
TurboTax · pro
$120
What's covered
The full FIN coverage list.
Every category your employer can fund inside the Financial Wellness Wallet. The in-app coverage lookup checks specific items in real time.
1
Canadian benefits app with this
Registered savings contributions
Direct employer contributions into accounts you already hold at any major Canadian institution. No custodian relationship.
- RRSP contributions
- TFSA contributions
- FHSA contributions
- RESP contributions
- Spousal RRSP
Planning, advice & debt support
The financial coaching most Canadians never get from work.
- Certified financial planning sessions
- Tax preparation
- Estate & will planning
- Debt management programs
- Financial coaching subscriptions
Generosity & community giving
Match the values you already act on.
- Charitable donations (eligible)
- Workplace giving matches
- Community fundraising
Education & financial literacy
The financial education most of us wish we had at 22.
- Personal finance courses
- Investment education
- Tax-strategy workshops
- Retirement modelling tools
Tax treatment varies by category (the app handles it)
Tax treatment, explained
How it shows up at tax time
Each FIN category carries its own CRA tax treatment. RRSP and FHSA contributions are tax-deferred. TFSA is after-tax. Financial planning sessions are typically a taxable benefit. The app encodes the right treatment per category and shows you the impact before you submit.
Wallet FAQ
Quick answers about your FIN wallet.
Your employer funds the wallet on a schedule they choose. You submit receipts or contribution confirmations against the categories they enabled. NuvioLife encodes the right tax treatment per category and reimburses you the same way as any other wallet, by EFT or e-Transfer.
Yes. Many employers configure an employer match (e.g. 100% of the first 4%) and the contribution flows directly into the RRSP account you already hold at Wealthsimple, RBC, TD, wherever.
It varies. RRSP and FHSA contributions are tax-deferred. TFSA contributions are after-tax (so the employer match becomes taxable). Financial planning sessions are a taxable benefit. The app shows you the treatment for every category before you submit.
Building it requires per-category tax-treatment logic, multi-institution account verification, and CRA-aligned line-item reporting. Most HSA platforms quietly stay out of the financial-wellness category. NuvioLife built it because financial stress is the #1 driver of disengagement at work.
If your employer enabled the giving category, yes. Many companies use FIN to match charitable giving with a 1:1 employer match, all tracked in one place for year-end donation receipts.
Still wondering? The fastest way to get NuvioLife at your company is to forward this page.
More wallets · same app
Explore the other four wallets.
- HSA
Health Spending Account
The HSA is the foundation of your benefits.
- LSA
Lifestyle Spending Account
Gym memberships, sports leagues, family vacations, online courses, the spend a traditional benefits plan ignores.
- PSA
Personal Spending Account
Vitamins, OTC medications, fitness trackers, ergonomic gear, mental wellness apps, the everyday preventative spend that traditional benefits won't touch but that quietly compounds into long-term health.
- WFH
Work From Home Wallet
A real monitor, a real chair, the internet bill, the coworking day pass.